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DPSS ePolicy

MEDI-CAL

Retroactive Medi-Cal for Persons Previously Receiving Advance Premium Tax Credits (APTC)

Release Date
06/05/2017

Section Heading

Purpose

  • To convert existing policy to the new webpage - No content changes
  • To release a new policy

Policy

Persons who transition from APTC to Medi-Cal (MC) may receive retroactive benefits despite being enrolled in a Qualified Health Plan (QHP) during the retroactive period.


Background

The Centers for Medicare and Medicaid Services (CMS) recently provided guidance which stated, in part, that an individual who was approved for APTC but was later found to be eligible for MC may also qualify for the three months prior to the initial month of MC eligibility.  Approved retroactive benefits can be used for unpaid medical expenses that were not covered by the QHP.


Definitions

Terms and Descriptions


Advanced Premium Tax Credit (APTC)

Pays the insurance premium on behalf of qualifying individuals to help pay for health care coverage.


Qualified Health Plan (QHP)

A certified insurance plan that provides “minimum essential coverage” as required by the Affordable Care Act (ACA).


Centers for Medicare and Medicaid Services (CMS)

Part of the federal Department of Health and Human Services (HHS) that administers programs including:  Medicaid (Medi-Cal) and the Health Insurance Marketplace (Covered California).


Requirements

An individual transitioning from APTC to Medi-Cal may request retroactive Medi-Cal benefits for any of the three months immediately prior to the initial month of Medi-Cal eligibility.  The retroactive benefits will only cover unpaid medical expenses in the retroactive months.  If eligible, retroactive benefits are issued even though there was APTC coverage during the retroactive period.

The beneficiary must complete the MC 210 A, Supplement to Statement of Facts for Retroactive Coverage/Restoration for each retroactive month for which coverage is requested.  The request for retroactive benefits must be made within 12 months of the date of medical services.  The individual must meet all Medi-Cal requirements for the requested retroactive months.  Eligibility may be approved or denied for all or some household members based on the circumstances and income reported for each month of the retroactive period.  Separate income verification is not required.

The MC 210 A must be completed

  1. The MC 210 A must be completed to request retroactive eligibility for any of the three months immediately prior to the initial month of Medi-Cal eligibility.
  2. Staff must complete the MC 210 A form using information the beneficiary provides over the phone, if requested.
  3. The request for retroactive eligibility must be made within 12 months of the date when medical services were provided.
  4.  Separate income verification or information is not required if:
    •  “No change” is declared on the MC 210 A; or
    • The income reported on the MC 210 A is compatible with information already reported and verified; and
    • Both income reported on the application and on the MC 210 A are within the appropriate income range for MAGI eligibility.
  5. The applicant/beneficiary is not required to complete questions on the MC 210 A regarding property, to request a MAGI eligibility determination.
  6. A determination of retroactive eligibility will not be completed if the information requested on the MC 210 A is not provided.

Eligibility must be determined for requested retroactive benefits.

  1. Only those months where eligibility is established will be approved for retroactive coverage.
  2. Some household members may be eligible while others may be ineligible based on age and income limits.
  3. A Notice of Action must be sent for the eligibility determination for each of the months for which retroactive eligibility was requested (see NOA samples attached).

A person must have unpaid medical expenses in the retroactive month.

  1. Medi-Cal eligibility in the retroactive months will only cover unpaid medical expenses.
  2. Retroactive eligibility will not terminate the APTC eligibility retroactively. If approved, the individual will have both APTC and MC coverage in the retroactive period. 

Note:  APTC premiums paid during the retroactive Medi-Cal eligibility period will not be refunded.


Verification Docs

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Index

Glossary

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APP
Pre Apprenticeship Certificate Program
AU
Administratively Unemployable
CLA
Clinical Assessment Appointment
CLE
Clinical Engagement
CORE
Career, Opportunities, Resources and Employment
CSS
Department Of Community And Senior Services
CSSD
Child Support Services Department
DMH
Department Of Mental Health
EJS
Early Job Search
ELAAJCC
East Los Angeles America’s Job Center Of California
ES-EW
Employment Special Eligibility Worker
HiSEC
High School Equivalency Certificate
HiSET
High School Equivalency Test
JOC
Job Order Coordinator
JRT
Job Readiness Training
JSPC
Job Skills Preparation Class
LACOE
Los Angeles County Office of Education
LADOT
Los Angeles Department of Transportation
LOD
Line Operations Development
NSA
Need Special Assistance
PCC
Pasadena City College
REP
Rapid Employment Promotion
SIP
Self-Initiated Program
SOA
Security Officer Assessment
SOT
Security Officer Training
SSVF
Supportive Services for Veteran Families
TAP
Transit Access Pass
VA
Department of Veteran Affairs
VL
Veteran Liaison
WIOA
Workforce Innovation & Opportunity Act

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