MEDI-CAL
MEDI-CAL
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Federal and State laws require Medi-Cal (MC) applicants and beneficiaries to report Other Health Coverage (OHC) as a condition of MC eligibility. This is to ensure MC is the payer of last resort.
The Department of Health Care Services (DHCS) has implemented electronic health data exchanges among health insurance carriers, the Social Security Administration (SSA), and other governmental agencies to obtain OHC information in a more accurate and timely manner. This has resulted in the ending of DHCS’s requirement for counties to send the paper Health Insurance Questionnaire (DHS 6155). Despite these electronic data exchanges, DHCS does not receive OHC data from all health carriers; therefore, counties are responsible for gathering and reporting OHC additions, terminations, and changes (California Code of Regulations, Title 22, Section 50765).
Terms and Descriptions
Good Cause
When there are Domestic Violence (DV) situations or geographical barriers to care.
Geographical Barrier
When the other health plan is limited to a specific geographic service area and the applicant/beneficiary lives more than 60 miles or 60 minutes travel time from the specified provider(s). In this situation, the OHC is considered unavailable.
Reporting OHC information for the applicant/beneficiary from non-participating health carriers is the responsibility of the County. Whenever discrepancies are found between the Medi-Cal Eligibility Data System (MEDS) and the applicant/beneficiary declaration, the information must be verified and reported to DHCS.
Category and Acceptable Verifications
Add or Modify OHC
The following are acceptable verifications:
Note: Information may include member’s name, health plan name, and policy or medical record number.
Terminate OHC
The following are acceptable verifications:
N/A